SBA Commercial Real Estate Loans
ICS offers SBA Loans through numerous banks and specialty SBA Lenders. SBA Loans are adjustable for 25 to 30-years with 15 to 30-year amortization. Eligible properties include business owner-occupied office, retail, industrial, self-storage, hotels, specialty use, automotive, and healthcare/medical. ICS SBA Loans are long-term loans designed for properties/borrowers that need owner-user financing for properties they intend to occupy 51% or more of the usable square footage. Non-owner tenant rental income is not factored into the DSCR. The owner's business net operating income must cover the debt service regardless of tenant rental income. SBA Loans can be used to purchase, refinance, construct, and improve commercial real estate assets with LTV's up to 90%.
Max LTV: 90% | Min Credit: 680