LOAN PRODUCTS

 

 

 

 
 

CORE LOAN PRODUCTS

$1MM & Up

Long-Term Financing

Bank, CMBS, Life Co, Fannie, Freddie, FHA

5, 7, 10, 12, 15, 20, & 30-Year Fixed Terms

15 to 30-Year Amortization

Up to 80% LTV

Full-Doc Underwriting

No Point Options

Starting at 2.5%

$100k to $2MM

Long-Term Financing

Fixed Rate

5, 7, 10, 15, & 30-Year Terms

15 to 30-Year Amortization

Up to 80% LTV

Flexible Underwriting

No Point Options

Starting at 3.5%

$100k to $50MM

Short-Term Financing

Fixed Rate

1, 2 & 3-Year Terms

Interest Only Payments

Up to 75% LTV

Flexible Underwriting

1 - 3 Points

Starting at 5.99%

$500k to $100MM+

Short-Term Private Financing

Fixed Rate

1 to 3-Year Terms

Interest Only Payments

Up to 75% ARV

Flexible Underwriting

1 to 3 Points

Starting at 7.5%

$100k to $10MM

Short-Term Financing

Fixed Rate

12 to 18-Month Terms

Interest Only Payments

90 to 100% LTV / 75% ARV

Flexible Underwriting

1 to 3 Points

Starting at 6.75%

$100k to $5MM

Long-Term Financing

Adjustable Rate

25 to 30-Year Terms

25 to 30-Year Amortization

Up to 90% LTV

Business Owner-Occupied Only

No Point Options

Starting at 5.5%

 

RESIDENTIAL PORTFOLIO

$500k to $100MM+ | 80% LTV

One Loan for 5 or more properties. 5 to 10-Year term with 30-year amortization. Great for residential 1 to 4 unit and multifamily apartment building portfolios.

Starting at 3.75%

INSTITUTIONAL

LIFE COMPANY LOANS

$2MM to $100MM+ | 75% LTV

Most investors don't have access to Life Insurance Company Mortgage Financing. ICS offers 5 to 10-Year terms with 30-year amortization through our Life Company partnerships on multifamily, office, retail, and industrial properties.

Starting at 2.45%

CMBS LOANS

$2MM to $20MM+ | 75% LTV

ICS offers CMBS commercial mortgages with extremely competitive rates and terms. 5 to 10-Year terms available with 30-year amortization through our CMBS partnerships on multi-tenant and single-tenant office, retail, and industrial properties.

Starting at 2.90%

FANNIE MAE

$1MM to $100MM+ | 80% LTV

ICS offers Fannie Mae Multifamily financing nationwide. 5, 7, 10, 12, 15, 18 & 30-Year terms available with 30-year amortization through our DUS Fannie Mae partnerships on multifamily properties with 5 or more units.

Starting at 2.5%

FREDDIE MAC - SMALL BALANCE

$1MM to $7.5MM | 80% LTV

ICS offers Freddie Mac Multifamily financing nationwide. 5, 7, & 10-Year terms available with 30-year amortization through our Freddie Mac lending partnerships on multifamily properties with 5 or more units.

Starting at 3.15%