COMMERCIAL
Multifamily & Investment Property Financing
We are going to provide you the best loan terms available, whether we fund your loan directly, or arrange financing through one of our long-term capital partners.
ICS offers a broad spectrum of innovative commercial, multifamily, and investment property mortgage products. As a Direct Lending Company we provide short-term bridge financing, as well as institutional-grade, long-term loan solutions through our correspondent lending partnerships with Fannie Mae, Freddie Mac, FHA/HUD, life companies, banks, CMBS, and private lenders.
View daily market rates and indexes, including SOFR, Prime, Treasuries, Swaps, and interest rate ranges by asset type and loan size.
Search our full line of commercial, multifamily, and investment property loan products by property type, including permanent, bridge, & construction.
CORE LOAN PRODUCTS
$1MM & Up
Long-Term Financing
Bank, CMBS, Life Co, Fannie, Freddie, FHA
5, 7, 10, 12, 15, 20, & 30-Year Fixed Terms
15 to 30-Year Amortization
Up to 80% LTV
Full-Doc Underwriting
No Point Options
Starting at 2.5%
$100k to $2MM
Long-Term Financing
Fixed Rate
5, 7, 10, 15, & 30-Year Terms
15 to 30-Year Amortization
Up to 80% LTV
Flexible Underwriting
No Point Options
Starting at 3.5%
$100k to $50MM
Short-Term Financing
Fixed Rate
1, 2 & 3-Year Terms
Interest Only Payments
Up to 75% LTV
No Appraisal Option
Funding in 10-Days
Starting at 5.99%
$500k to $100MM+
Short-Term Private Financing
Fixed Rate
1 to 3-Year Terms
Interest Only Payments
Up to 75% ARV
Flexible Underwriting
1 to 3 Points
Starting at 7.5%
$100k to $10MM
Short-Term Financing
Fixed Rate
12 to 18-Month Terms
Interest Only Payments
90 to 100% LTV / 75% ARV
Flexible Underwriting
1 to 3 Points
Starting at 6.75%
$100k to $5MM
Long-Term Financing
Adjustable Rate
25 to 30-Year Terms
25 to 30-Year Amortization
Up to 90% LTV
Business Owner-Occupied Only
No Point Options
Starting at 5.5%
RESIDENTIAL PORTFOLIO
$500k to $100MM+ | 80% LTV
One Loan for 5 or more properties. 5 to 10-Year term with 30-year amortization. Great for residential 1 to 4 unit and multifamily apartment building portfolios.
Starting at 3.75%
INSTITUTIONAL
LIFE COMPANY LOANS
$2MM to $100MM+ | 75% LTV
Most investors don't have access to Life Insurance Company Mortgage Financing. ICS offers 5 to 10-Year terms with 30-year amortization through our Life Company partnerships on multifamily, office, retail, and industrial properties.
Starting at 2.45%
CMBS LOANS
$2MM to $20MM+ | 75% LTV
ICS offers CMBS commercial mortgages with extremely competitive rates and terms. 5 to 10-Year terms available with 30-year amortization through our CMBS partnerships on multi-tenant and single-tenant office, retail, and industrial properties.
Starting at 2.90%
FANNIE MAE
$1MM to $100MM+ | 80% LTV
ICS offers Fannie Mae Multifamily financing nationwide. 5, 7, 10, 12, 15, 18 & 30-Year terms available with 30-year amortization through our DUS Fannie Mae partnerships on multifamily properties with 5 or more units.
Starting at 2.5%
FREDDIE MAC - SMALL BALANCE
$1MM to $7.5MM | 80% LTV
ICS offers Freddie Mac Multifamily financing nationwide. 5, 7, & 10-Year terms available with 30-year amortization through our Freddie Mac lending partnerships on multifamily properties with 5 or more units.
Starting at 3.15%
NEWS & HIGHLIGHTS